Cheddar is a free, person-to-person payments app that enables users to request, receive and send money instantly.
Users connect their existing bank accounts to make and take direct payments. No funds are stored with Cheddar, avoiding the need to load and unload balances.
Requests and payments can be made using phone numbers, Cheddar tags (a user's unique handle), scanning QR codes or tapping pay link requests.
Pay link requests can be pasted into existing messaging channels for sharing, including whats app, iMessage, instagram DM/Bio, twitch and more.
Cheddar removes hassle from social payments, including:
Cheddar will soon be available in the UK. All you'll need is a UK bank account and a smartphone.
Join our waitlist for early entry.
Cheddar will always have a 100% free app for customers, with no fees (not even hidden ones).
Cheddar is one of the most secure forms of payment as each transaction is authorised with bank level security.
Payments are only ever made with users explicit consent, with credentials only ever shared with your bank (Cheddar has zero visibility of your security details).
No problem - you can still send them payment requests which they can settle without a Cheddar account.
Yes. Cheddar is authorised and regulated by the Financial Conduct Authority in the UK.
We're rapidly expanding. You can keep up-to-date with our open positions on our careers page.