The new dawn for loyalty and payments.
Payments as easy as messaging
A mobile payment solution that solves inefficiencies in the payment chain and financial system, truly innovating how people send and manage money.
Encrypted, data first
We connect securely to the accounts of our customers using 256-byte encryption, enabling an unrivalled level of personalisation based on spending behaviour, not cookies or clicks.
No cards. No sensitive payment data.
Abolishing cards removes legacy processing fees and the use of sensitive payment data, and therefore eliminating fraud. All payments are made with the Strong Authentication.
Transparent
No complex or hidden fees. Owning our infrastructure enables us to offer simple and transparent pricing to retailers, as well as maximising cashback for consumers.
To do this, we’re directly authorised and regulated by the Financial Conduct Authority (FCA) as a Payment Initiation Service Provider and Account Information Service Provider (PISP/AISP).