MountainsMountainsCheddar SunMountains
Hey, we’re Cheddar

The new dawn for everyday payments.

We’re making payments better for everyone, creating an ecosystem independent of legacy cards and rules.

Our instant payments platform has many benefits to consumers and businesses.
💬

Payments as easy as messaging
A mobile payment solution that solves inefficiencies in the payment chain and financial system, truly innovating how people send and manage money.

✂️

Cut intermediaries
We connect the two parties sending and receiving a payment, enabling direct, instant and the most efficient payments process available.

🔒

No cards.
No sensitive payment data.
Abolishing cards removes legacy processing fees and the use of sensitive payment data and therefore fraud. All payments are made with the Strong Authentication.

Transparent
No complex or hidden fees. Owning our infrastructure enables us to offer simple and transparent pricing to merchants.

We’re just getting started, launching in Europe’s largest payments market; the UK 🇬🇧


To do this, we’re authorised and regulated by the Financial Conduct Authority.

Core dream team

Tariq Zaid

Tariq

Founder / CEO

Luke Ladyman

Luke

Founder / C00

Bouke van der Bijl

Bouke

Founder / CTO

Peter Elms

Peter

MLRO & Head of Compliance

Emil Stolarsky

Emil

Infrastructure Lead

Steve MacKenzie

Steve

Head of Design

Marcin Szalek

Marcin

Mobile Dev Engineer

Julien Courbebaisse

Julien

Software Engineer

Tasha

Tasha

Morale Officer

Cheddar is preparing for launch.
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