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Hey, we’re Cheddar

The new dawn for loyalty and payments.

We’ve made customer loyalty and payments better for everyone, creating an ecosystem independent of legacy cards and rules.

Our platform, powered by open banking and AI, has big benefits for consumers and businesses.
💬

Payments as easy as messaging
A mobile payment solution that solves inefficiencies in the payment chain and financial system, truly innovating how people send and manage money.

🏦

Encrypted, data first
We connect securely to the accounts of our customers using 256-byte encryption, enabling an unrivalled level of personalisation based on spending behaviour, not cookies or clicks.

🔒

No cards. No sensitive payment data.
Abolishing cards removes legacy processing fees and the use of sensitive payment data, and therefore eliminating fraud. All payments are made with the Strong Authentication.

Transparent
No complex or hidden fees. Owning our infrastructure enables us to offer simple and transparent pricing to retailers, as well as maximising cashback for consumers.

We’re just getting started, having launched in Europe’s largest payments market; the UK 🇬🇧

To do this, we’re directly authorised and regulated by the Financial Conduct Authority (FCA) as a Payment Initiation Service Provider and Account Information Service Provider (PISP/AISP).

Core dream team

Tariq Zaid

Tariq

Founder / CEO

Luke Ladyman

Luke

Founder / C00

Steve MacKenzie

Steve

Head of Design

Julik Tarkhanov

Head of Engineering

Marcin Szalek

Marcin

Mobile Dev Engineer

Julien Courbebaisse

Julien

Software Engineer

Mustafa Hussain

Operations Specialist

Sebastian van Hesteren

Software Engineer

Stanislav (Stas) Katkov

Fullstack Developer

Barney Wright

Business Development Manager

Tasha

Tasha

Morale Officer

Cheddar is preparing for launch.
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© 2022 Cheddar | Cheddar is the trading name of Cheddar Payments Limited, a company registered in England and Wales (No. 12895809).

Cheddar Payments Limited is authorised and regulated by the Financial Conduct Authority. Our Firm Reference Number is 940075.